You're fit to travel, but are your companions?

12/04/2011

Travelling with a family member or friend with a medical condition makes travel insurance essential says goodtogoinsurance.com

As more people make plans for Easter and Summer breaks, making sure they have the right travel insurance cover should be an essential step. And for those travelling with a family member or friend who has an existing medical condition, it’s vital to ensure that the healthy holidaymaker has travel insurance that will cover them should the trip be cancelled or cut short because of their companion’s illness.

Leading insurance provider for travellers with pre-existing medical conditions, goodtogoinsurance.com, believes this vital element of the holiday is often overlooked by healthy travellers. Yet, if a member of a travelling party falls ill before the holiday starts due to a pre-existing condition, causing the trip to be cancelled, the other travellers may find it difficult to get reimbursement if they are insured separately.

“We therefore advise travellers to stick together and buy one travel insurance policy to cover the whole family, or group of friends says Iain Sykes, Managing Director of goodtogoinsurance.com. “If everyone is insured on the same policy, whether they have a medical condition or not, they would all be able to make a claim, in the event that it was deemed medically necessary to cancel or cut short the trip following another member of the party becoming ill.”

Goodtogoinsurance.com specialises in travel insurance for people living with a range of medical conditions — and cover can include friends and family travelling with them which will ensure that everyone in the party will be compensated if there’s an unexpected cancellation due to illness.

Iain Sykes concludes: “Everyone needs to declare their pre-existing medical conditions to make sure they have full cover for medical expenses. And those travelling in a group with someone with a pre-existing condition should ideally be insured on the same policy so that they are properly covered for cancellation and curtailment.”