Full Schedule of Benefits

SilverGoldPlatinum
 Standard Excess £100£75£0
 Medical Excess £500£150£0
Cancellation No cover£2,000£5,000
Curtailment No cover£2,000£5,000
Missed Departure No cover£500£500
Travel Delay No cover£100/£20 per 12 hrs£100/£20 per 12 hrs
Abandonment No cover£2,000£5,000
Personal Accident
Death No cover£15,000£15,000
Loss of Limb / Sight No cover£15,000£15,000
Permanent Total Disablement No cover£15,000£15,000
Medical and Repatriation Expenses £10,000,000£10,000,000£10,000,000
Hospital Benefit £1000/£25£1000/£25£1000/£25
Loss of Medication £300£300£300
Additional Medical Expenses
Recuperation Holiday £750£750£750
UK Medical Exam £500£500£500
Home Help or Nanny £500/£100£500/£100£500/£100
Cosmetic Surgery £2,500£2,500£2,500
Kennel and Cattery £500£500£500
Personal Property No cover£2,000£3,000
Single Article Limit No cover£250£300
Valuables Limit No cover£250£300
Spectacles Limit No cover£150£300
Laptop Cover No cover£500£500
Delayed Baggage No cover£100£300
Personal Money No cover£400£400
Cash Limit No cover£200£300
Mobility Aids £2,500£2,500£2,500
Loss of Passport No cover£300£300
Personal Liability No cover£2,000,000£2,000,000
Legal Expenses No cover£25,000£25,000
Catastrophe No cover£1,000£1,000
Hijack No cover£500/£40£500/£40
Scheduled Airline Failure and End Supplier Failure Up to £1,500Up to £1,500Up to £1,500
Gadget Cover No coverOptionalOptional
Natural Catastrophe OptionalOptionalOptional
Travel Disputes OptionalOptionalOptional
Missed Connection Cover OptionalOptionalOptional
Enhanced Travel Delay Cover No coverOptionalOptional
Golf Cover OptionalOptionalOptional
Hazardous Activities Category A IncludedIncludedIncluded
Hazardous Activities Category B OptionalOptionalOptional
Hazardous Activities Category C OptionalOptionalOptional
Winter Sports Cover OptionalOptionalOptional
Virtual UK Doctor Access OptionalOptionalOptional
Terrorism Cover Extension OptionalOptionalOptional