Full Schedule of Benefits

Silver Gold Platinum
  Standard Excess £ 100 £ 75 £ 0
  Medical Excess £ 500 £ 150 £ 0
Cancellation No cover £2,000 £5,000
Curtailment No cover £2,000 £5,000
Missed Departure No cover £500 £500
Travel Delay No cover £100/£20 per 12 hrs £100/£20 per 12 hrs
Abandonment No cover £2,000 £5,000
Personal Accident
Death No cover £15,000 £15,000
Loss of Limb / Sight No cover £15,000 £15,000
Permanent Total Disablement No cover £15,000 £15,000
Medical and Repatriation Expenses £10,000,000 £10,000,000 £10,000,000
Hospital Benefit £1000/£25 £1000/£25 £1000/£25
Loss of Medication £300 £300 £300
Additional Medical Expenses
Recuperation Holiday £750 £750 £750
UK Medical Exam £500 £500 £500
Home Help or Nanny £500/£100 £500/£100 £500/£100
Cosmetic Surgery £2,500 £2,500 £2,500
Kennel and Cattery £500 £500 £500
Personal Property No cover £2,000 £3,000
Single Article Limit No cover £250 £300
Valuables Limit No cover £250 £300
Spectacles Limit No cover £150 £300
Laptop Cover No cover £500 £500
Delayed Baggage No cover £100 £300
Personal Money No cover £400 £400
Cash Limit No cover £200 £300
Mobility Aids £2,500 £2,500 £2,500
Loss of Passport No cover £300 £300
Personal Liability No cover £2,000,000 £2,000,000
Legal Expenses No cover £25,000 £25,000
Catastrophe No cover £1,000 £1,000
Hijack No cover £500/£40 £500/£40
Scheduled Airline Failure and End Supplier Failure Up to £1,500 Up to £1,500 Up to £1,500
  Gadget Cover No cover Optional Optional
  Natural Catastrophe Optional Optional Optional
  Travel Disputes Optional Optional Optional
  Missed Connection Cover Optional Optional Optional
  Enhanced Travel Delay Cover No cover Optional Optional
  Golf Cover Optional Optional Optional
  Hazardous Activities Category A Included Included Included
  Hazardous Activities Category B Optional Optional Optional
  Hazardous Activities Category C Optional Optional Optional
  Winter Sports Cover Optional Optional Optional
  Virtual UK Doctor Access Optional Optional Optional
  Terrorism Cover Extension Optional Optional Optional
  Waiting List Cover No cover Optional Optional