Coronavirus/COVID-19 Cover: All policies provide cover for emergency medical treatment & repatriation if you contract COVID-19 abroad. Covid+ policies cover cancellation if you catch COVID-19 within 14 days of departure. In addition, Platinum Covid+ policies have more cover including cancellation if you have been told to isolate due to COVID-19. Get a Quote »

More information about Covid‑19

Coronavirus travel insurance: Travel insurance cover for COVID19

Our insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination and it is not on the red list.

Please check the latest advice before you travel. www.gov.uk/foreign-travel-advice

All policies provide cover for:

  • Emergency medical treatment and repatriation if you contract COVID-19 whilst abroad.

Covid+ policies provide cover for:

  • Emergency medical treatment and repatriation if you contract COVID-19 whilst abroad.
  • Cancellation if you are unable to travel because you contracted COVID-19 within 14 days of your departure date. (This includes a positive pre-travel test).

Platinum Covid+ policies provide cover for:

  • Emergency medical treatment and repatriation if you contract COVID-19 whilst abroad.

Additional Cancellation Cover

  • Cancellation cover if you, anyone insured on the policy, or a travel companion catch COVID-19 within 14 days of your trip starting.
  • Cancellation cover if you, anyone insured on the policy, or a household member have to self-isolate at home due to COVID-19.
  • Cancellation cover if you, anyone insured on the policy, or a family member are hospitalised or die due to COVID-19.

Additional Abandonment Cover

  • Cover to abandon your trip and make a claim to recoup the cost if:
  • You, or anyone insured on the policy, were denied boarding by your transport provider on the outward journey of your trip due to having or being suspected of having an infectious disease including COVID-19.

Confined to Your Accommodation Benefit

  • We will pay a fixed benefit for every 24 hours that you are confined to your accommodation due to medical advice.

There is no cover under any other section of the policy for anything caused by or relating to Covid-19/Coronavirus/SARs-COV-2, any mutation of Covid-19/Coronavirus/SARs-COV-2 or any pandemic or fear or threat of any of the above.

Our policies will not provide any cover if:

- You are breaking regional or national lock down laws.
- You travel to a destination where the Foreign, Commonwealth and Development Office (FCDO) is advising against all, or all but essential travel.
- You travel to a destination which is on the government’s red list.

Please check the latest advice before you travel. www.gov.uk/foreign-travel-advice

Our policies do not provide cover for:

- Cancellation caused by a change to; FCDO travel advice, a country’s traffic light classification, or the rules on international travel, due to COVID-19 or any other pandemic.
- Cancellation if your travel provider cancels or postpones your trip.
- Cancellation if you contract COVID-19 (unless you have a Covid+ policy).
- Cancellation if you have to self-isolated due to COVID-19 (unless you have a Platinum Covid+ policy)
- Denied entry to the country or territory you are travelling to.
- Having to quarantine or isolate when you return to the UK (this includes hotel quarantine costs).
- Having to purchase Covid-19 tests.

There is no cover under any other section of the policy for anything caused by or relating to Covid-19/Coronavirus/SARs-COV-2, any mutation of Covid-19/Coronavirus/SARs-COV-2 or any pandemic or fear or threat of any of the above.

Flexible Travel Insurance

  • If your trip changes, we can move your single trip insurance to match with no admin charge*

Whether you're booking a last minute break or planning a dream holiday for next year,  we understand that things can change at short notice. That's why we are flexible.

If you need to change the dates or destination of your trip due to the COVID-19 pandemic,we can move your single trip insurance to match, with no admin charge*.

*The new dates must be within 20 months of the original issue date. If the new trip is for a longer period, to a different destination or more than 12 months from the original issue date, there may be an additional premium due to increased risk.

Emergency medical cover for Coronavirus /Covid19 (all policies)

  • up to £10 million per person
  • 24-hour emergency medical assistance
  • includes repatriation (getting you home)

If you catch Coronavirus / Covid19 and require medical treatment whilst away, then travel insurance cover will be in place for emergency and necessary treatment, so long as you have not travelled against FCO/WHO advice.

Our travel insurance policies will also provide cover for repatriation (bringing you home) after you have received treatment for Coronavirus / Covid19, when it is deemed medically necessary.

Our Assistance Team are just a phone call away from wherever you are in the world. They are available 24 hours a day, 7 days a week and will be able to liaise with your treating doctors about your treatment plan.

They will also liaise with you and your family, and put in place, suitable repatriation plans to get you home as soon as it is medically safe to do so, in order to achieve your optimal recovery.

Cancellation cover for Coronavirus/Covid19 (Covid+ policies only)

Our Covid+ policies include cover for cancellation if you or anyone insured on your policy catch COVID19 within 14 days before you travel.

Platinum Covid+ policies include: 

Cancellation cover if you, anyone insured on the policy, or a travel companion catch COVID-19 within 14 days of your trip starting.

Cancellation cover if you, anyone insured on the policy, or a household member have to self-isolate at home due to COVID-19.

Cancellation cover if you, anyone insured on the policy, or a family member are hospitalised or die due to COVID-19.

Overseas Return Quarantine Cover (optional)

Our Overseas Return Quarantine option provides additional travel insurance cover if you are denied boarding on your return journey due to having or being suspected of having COVID-19.

Overseas Return Quarantine can be added to any of our annual or single trip travel insurance policies.

For more information about our travel insurance policies and Coronavirus / Covid19 please see our dedicated coronavirus / Covid19 information page.

Information about Coronavirus / Covid19 and travel insurance >>

Coronavirus travel insurance: Covering a medical condition

All of our travel insurance policies provide cover for emergency medical treatment if you contract Coronavirus / Covid19 whilst abroad.

To ensure that you are fully covered for the cost of treatment for any medical emergency (not just coronavirus) whilst you are way, it is important to declare all of your existing medical conditions, even if they are controlled by medication.

Coronavirus travel insurance over 65:  No upper age limits

Goodtogoinsurance.com provides cover for emergency medical treatment if you contract Coronavirus / Covid19 abroad, no matter what your age.  

This cover is available on single trip and annual travel insurance policies and we have no upper age limit..
 

Reviews: Single trip & annual travel insurance


* Flexible cover. Trip changes? We'll change your single trip policy to match with no admin charge. The new dates must be within 20 months of the original issue date. If the new trip is for a longer period, to a different destination or more than 12 months from the original issue date, there may be an additional premium due to increased risk.