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Trusted Travel Insurance

Travel insurance over 65

Travel insurance with no upper age limit

Need travel insurance over 65? Goodtogoinsurance.com specialises in travel insurance with no upper age limit.

We are proud to be able to provide single trip and annual travel insurance cover to travellers who are over 65, over 70 or even over 90.

  • Travel insurance over 65 - No age limits
  • Pre-existing medical conditions can be covered
  • Three levels of travel insurance to choose from

Single trip

travel insurance

Our single trip travel insurance has no age limits, so it is ideal for travellers who are over 65. It is designed to cover one holiday or trip, up to a maximum of 94 days in duration. In order to be valid your travel insurance must cover the whole of your trip, from when you depart the UK to when you land back in the UK.


travel insurance

Our annual travel insurance also has no age limits and can cover an unlimited number of holidays in one year; each trip can be up to a maximum of 31 days. European and Worldwide annual travel insurance cover is available.


travel insurance

Our cruise insurance policies provide the following benefits to travellers over 65:
Emergency medical expenses, including airlifting to hospital (if medically necessary). Flexible cancellation cover up to £10,000 per person and cover for cabin confinement, missed port departure, itinerary change, unused excursions and cruise interruption.

Cover and Benefits

Our travel insurance policies provide the following benefits to travellers over 65:

  • 24 hour medical emergency support
  • Emergency medical expenses up to £10 million (including medical repatriation to the UK)
  • Mobility aids up to £2,500 (Silver, Gold & Platinum policies)
  • Loss of medication up to £300
  • Cancellation cover up to £5,000 (Platinum policies)
  • Personal property up to £3,000 (Platinum policies)
  • Covid Cover as Standard

Please read the policy wording and product information document for full details for over 65s. You can access the latest version when you get a quotation

Travel insurance over 65 - Cover for medical conditions

Being over 65 doesn't stop you enjoying yourself and seeing the world, but it might mean that you are more likely to have a pre-existing medical condition that you need your travel insurance to cover.

Goodtogoinsurance.com provides single trip travel insurance for over 65s who are travelling with all sorts of medical conditions from asthma through to heart disease, cancer and mental health conditions. We can also cover your travelling companions on the same policy.

  • Cover for pre existing medical conditions
  • Up to a high level of severity and sometimes even a terminal prognosis
  • We can cover most cases of Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
  • In most cases cover can be provided to those still undergoing treatment e.g. chemotherapy or radiotherapy
  • Cover for mental health conditions

When you get a quote we will ask you a series of simple questions about your medical condition which will enable us to provide you with the appropriate travel insurance cover for your holiday - It's very easy and will only take a few minutes.

More information on travelling with medical conditions


3 Levels of Travel insurance Cover for Over 65s

Goodtogoinsurance.com offers three levels of travel insurance for travellers over 65. Choose between Silver, Gold and Platinum policies to get the right level of travel insurance cover for you and your holiday.


Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you.


Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.


Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.


Emergency Medical and Repatriation Expenses (Not Private Medical Insurance)
Up to £ 10m
Up to £ 10m
Up to £ 10m
Cancellation and Curtailment
No cover
Up to £2k
Up to £5k
Missed Departure
No cover
Up to £500
Up to £500
No cover
Up to £2k
Up to £5k
Personal Possessions (Not Gadgets)
No cover
Up to £2k
Up to £3k
Mobility Aids
Up to £2.5k
Up to £2.5k
Up to £2.5k
Personal Liability
No cover
Up to £2m
Up to £2m
Legal Expenses
No cover
Up to £25k
Up to £25k
* All these figures are per person and per trip. Platinum cover has no excess. Check the full Schedule of Benefits to see all benefits and excess limits.

Travel insurance for over 65s: Our customers say


An easy and straightforward website

"An easy and straightforward website ! For an oldie who doesn't like technology ! Holiday insurance was done in 5 minutes !" Mr & Mrs Herdman - review from Trustpilot



Good for this old man :Oz and UAE for a month

"Obtained the required Insurance for travel with easily understood form. It was half the price of another broker and one that claimed to be inexpensive and comprehensive reused cover, despite its claim to be highly recommended and the most popular insurance for older and thus medically compromised travellers!" David - review from Trustpilot


Top Tip!

Buy travel insurance as soon as you've booked your holiday

It's important to buy your travel insurance as soon as you have booked your holiday so that you are covered for cancellation if you unable to travel. Cancellation costs can be claimed when specific circumstances such as illness of you or a close relative, being called for Jury Service or redundancy mean you are unable to travel as planned. See policy wording for the full list of circumstances where cancellation costs are covered.

Another good reason to buy travel insurance as soon as possible after booking your holiday is to ensure that you have travel insurance cover in place if a strike is called which could affect your trip.

In order to be covered under the Travel Delay and Abandonment section of your travel insurance, you must have booked your holiday and bought your insurance policy before a strike is announced. In the current climate, you never know when a strike will be called, so it pays to buy travel insurance over 65 cover immediately after you've booked your holiday.

Reviews: Single trip & annual travel insurance

Frequently Asked Questions for over 65 travel insurance

  • Why do I need over 65 travel insurance?
  • Good To Go Insurance over 65 travel insurance can provide cover in case you become unwell or injured on holiday, or if you need to cancel your holiday for specific reasons (such as illness of you or a close relative, being called for Jury Service or redundancy - See policy wording for the full list of circumstances where cancellation costs are covered.)
  • How does travel insurance over 65 work?
  • Buying travel insurance for over 65 is easy with Good To Go Travel Insurance. First, get a quote on our website or by calling our customer service team on 0330 024 9949. Tell us your dates of travel, the countries you are visiting, and the details of all travelers to be covered. We will ask you for details of any pre-existing medical conditions, so please make sure you answer these questions accurately and honestly. We will give you a quote straight away, then you will have the chance to choose additional cover if needed. Once you have bought a policy, documents will be sent to you. Keep those documents with you when you travel. Emergency assistance and claims contact details will be in these documents. If you become unwell or injured on holiday, our 24/7 emergency medical assistance team will be available by phone to help you get the care you need.
  • When should I buy over 65 travel insurance?
  • As Martin Lewis of Money Saving Expert recommends, whether you are over 65 or not, it's important to buy your travel insurance as soon as you have booked your holiday. This ensures that you are covered for cancellation if you are unable to travel due to illness or injury. This also means that you have travel insurance cover in place in case a strike or industrial action is called which would affect your travel plans.
  • What types of over 65 travel insurance do you offer?
  • Travel insurance over 65 is available for single trips and cruise holidays in Europe and worldwide. Goodtogoinsurance also offer annual travel insurance for over 65s, which can cover you for multiple trips over 12 months.
  • How much is over 65 travel insurance?
  • The cost of over 65s travel insurance is affected by where you are going, how long you are going for, and any pre-existing medical conditions you might have. Get a quote here to find out exactly how much your cover will cost.
  • Is there an upper age limit on travel insurance?
  • Good To Go Insurance can cover travelers of all ages, so if you’re looking for travel insurance for over 65s, over 70s or even over 90s we could be able to cover you, even with most pre-existing medical conditions.
  • Do I need a GHIC card?
  • If you are traveling to Europe, you do need a GHIC card. You can apply for one to prove your right to access state provided healthcare during a temporary stay in the EU. The GHIC is free of charge and can be obtained via the NHS website.
  • Do I need over 65 travel insurance if I have a GHIC?
  • When there is a reciprocal health agreement in place, such as the GHIC within Europe, you may get healthcare at the same cost as a local (which may or may not be free of charge), but it won’t cover your costs if you need to stay longer or require alternative transport home. That’s where over 65 travel insurance and repatriation cover comes in. Without it you would either have to foot the bill yourself or stay overseas until you are well enough to return home on a standard flight.
    Repatriation can mean varying degrees of support and assistance for your return journey, as deemed medically necessary, including:
    • Arranging and paying for an alternative flight because you missed your pre-booked flight due to receiving medical treatment.
    • Organising more than one seat on a plane because you are required to keep your leg raised or lay flat. Providing a stretcher if you are required to lay flat.
    • Providing a medical escort to monitor your condition throughout your journey.
    • Providing an air ambulance to get you back to a hospital in the UK.
    • We have a medical team who are experienced in aviation medicine, they will advise on both the timing and method of repatriation which is best suited to your individual needs and your recovery. Remember, coming home straight away is not always an option even if you are considered ‘fit to fly’ by the treating doctor. If you do need to stay overseas for longer due to receiving emergency medical treatment our travel insurance policies also cover additional travel and accommodation costs for you and any one other person who is required for medical reasons to stay with you.
  • Can I get travel insurance for over 65 with medical conditions?
  • Yes. Goodtogo insurance can offer cover for over 65 travel insurance with pre existing medical conditions of most types, sometimes up to a high level of severity, with no age limits. You will be asked to declare your pre-existing medical conditions when you get a quotation.
  • What’s a pre-existing medical condition?
  • If the answer to any part of the following question is "yes", then there is a pre-existing medical condition and you must declare the relevant condition(s) when purchasing your travel insurance:
    • Have you or anyone in your party been prescribed medication, or received treatment or attended a medical practitioner's surgery in the last 2 years
    • attended a hospital or clinic as an out-patient or in-patient in the last two years
    • been currently put on a waiting list for treatment or investigation
    • been diagnosed by a medical practitioner as suffering from a terminal illness
    • ever had any stress, anxiety, depression, or psychiatric condition such as eating disorders, drug or alcohol abuse or mental illness for which you have been treated or diagnosed.
    More information about pre existing medical conditions
  • How can I get the best travel insurance for over 65s?
  • The best travel insurance for over sixty fives is the insurance that meets your unique needs. When you get a quote, make sure you answer all questions accurately and honestly so that we can provide the right cover for you.