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Disabled Travel Insurance

We know that there are an infinite number of reasons for disability and types of disability, none of which should stop you enjoying a holiday abroad. That's why we are proud to be able to offer disabled travel insurance cover for most types of disability and medical conditions.

It doesn't matter whether your disability is physical or caused by a chronic medical condition, we can provide travel insurance cover to allow you to travel with peace of mind that you have travel insurance cover in place to cover the cost of emergency medical treatment abroad.

Three levels of disabled travel insurance cover with 24 hour emergency support

We offer three levels of disability travel insurance cover, Silver, Gold and Platinum, so that you can choose the travel insurance cover that is right for you. Rest assured that all of our disabled travel insurance policies provide the same, high level of cover for pre existing medical conditions and top quality 24 hour medical emergency support.

  • Emergency medical expenses up to £10 million (including medical repatriation to the UK)
  • No age limits
  • 24 hour medical emergency support
  • Loss of medication up to £300
  • Cancellation cover up to £5,000 (platinum policies)
  • Personal property up to £3,000 (platinum policies)

Please read the policy wording and product information document for full details of our disabled travel insurance. You can access the latest version when you get a quotation

Travel insurance for pre-existing medical conditions

Our disabled travel insurance policies can cover most types of pre-existing medical conditions, simply declare your medical conditions when you get a quote, then answer some simple multiple choice questions and we can provide instant travel insurance with cover for your disability online or by phone. There's no need for a doctor's certificate.

Travel insurance cover for loss of medication

Our travel insurance policies for disabled travellers include cover for loss of medication whilst you are away, something that most standard travel insurance policies do not include. Our disabled travel insurance will provide cover, up to the amount specified in the Schedule of Benefits, for the necessary and reasonable cost of replacing essential medication lost or stolen during your trip.

Disability travel insurance: Cover for mobility aids included

We realise that mobility aids can be essential when you have a disability; they are not cheap and are also not something that you could easily manage without, that's why we've included cover for wheelchairs, walking sticks and mobility aids as standard on our disabled travel insurance policies, no matter whether you choose Silver, Gold or Platinum cover. 

Our disabled travel insurance policies provide cover, up to the amount specified in the Schedule of Benefits, for the reasonable cost of repair or replacement if your wheelchair or other mobility aid is lost, stolen or damaged during your trip. We will also pay the cost of temporary hire during your trip.

Disabled travel insurance: Cover for replacement carer included

If you are disabled and rely on the help of a carer it is reassuring to know that you have travel insurance cover in place to help you in the event that your original carer has to cancel or curtail (cut short) their trip due to illness or redundancy.

Provided your carer is insured on the same disabled travel insurance policy as you, we will pay up to £1000 in total, for the cost of extra accommodation and travel for a replacement carer to accompany you or travel out and join you on holiday, enabling you to continue your trip.

Cover for a replacement carer is included as standard on our Gold and Platinum disabled travel insurance policies.

Reviews: Single trip & annual travel insurance

* Flexible cover. Trip changes? We'll change your single trip policy to match. The new dates must be within 12 months of the original issue date. If the new trip is for a longer period or to a different destination there may be an additional premium due to increased risk.