Disabled travel insurance

Don't let your age or medical conditions hold you back!

Travel insurance for all types of disabilities
No upper age limit

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What they say

About us

"Holiday Insurance The agent was extremely helpful in their manner explained the insurance details in a clear way and was very professional and patient with me. Very pleased indeed"

Mrs S Hickey

"The staff were very helpful with all my questions and showed great patience with me. Can highly recommend them as it was lovely to speak to such obliging staff."

Mrs Brenda Appleby

"Easy to navigate and answer all medical questions, received confirmation very quickly."

Mrs Ann Mcguinness

"Very easy to fill in and reasonable quote, I forgot to enter my promotion code but sent an email to them and they sorted it for me"

VALERIE CLARK

Travel insurance with cover for the disabled

Disabled travel insurance

We know that there are many reasons for disability and types of disability, none of which should stop you enjoying a holiday abroad. That's why we are proud to be able to offer disabled travel insurance cover for most types of disability and medical conditions.

It doesn't matter whether your disability is physical or caused by a chronic medical condition; we can provide travel insurance cover to allow you to travel with peace of mind that you have travel insurance cover in place to cover the cost of emergency medical treatment abroad.

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Cover and benefits

We offer three levels of disability travel insurance cover, Silver, Gold and Platinum, so that you can choose the travel insurance cover that is right for you.

Rest assured that all of our disabled travel insurance policies provide the same, high level of cover for pre-existing medical conditions and top quality 24 hour medical emergency support. Other benefits you can take advantage of include:

Emergency medical expenses up to £10 million
Repatriation (getting you home)
Loss of medication up to £300
Cancellation & curtailment up to £5000 (Platinum policies)
Personal property up to £3000 (Platinum policies)
Covid cover as standard
Three levels of travel insurance cover available

Please read the policy wording and product information document for full details of our disabled travel insurance. You can access the latest version when you get a quote.

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Why choose Goodtogoinsurance.com?

Goodtogoinsurance.com are specialist travel insurance providers. Our policies are specifically designed to offer suitable cover for those with disabilities and other pre-existing medical conditions.

Mobility aids & medication

All policies include cover for mobility aids and prescription medication.

Medical Conditions

Our policies can cover all types of pre-existing medical condition, up to a high level of severity.

24/7 Emergency Assistance

Our English speaking medical emergency assistance team are just a phone call away - wherever you are in the world.

On a waiting list

We can cover you when on a waiting list for treatment, so long as it is for a diagnosed condition.

Travel cover for the disabled

Travel insurance for pre-existing medical conditions and disabilities

Our disabled travel insurance policies can cover most types of pre-existing medical conditions; simply declare your medical conditions when you get a quote, then answer some simple multiple choice questions and we can provide instant travel insurance with cover for your disability online or by phone. There's no need for a doctor's certificate.

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Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

Disability insurance facts

Travel insurance cover for loss of medication

Our travel insurance policies for disabled travellers include cover for loss of medication whilst you are away, something that most standard travel insurance policies do not include. Our disabled travel insurance will provide cover, up to the amount specified in the Schedule of Benefits, for the necessary and reasonable cost of replacing essential medication lost or stolen during your trip.

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Wheelchairs, walking sticks and other mobility aids

Travel insurance with cover for mobility aids included

We realise that mobility aids can be essential when you have a disability; they are not cheap and are also not something that you could easily manage without, that's why we've included cover for wheelchairs, walking sticks and mobility aids as standard on our disabled travel insurance policies, no matter whether you choose Silver, Gold or Platinum cover.

Our disabled travel insurance policies provide cover up to the amount specified in the schedule of benefits for the reasonable cost of repair or replacement if your wheelchair or other mobility aid is lost, stolen or damaged during your trip. We will also pay the cost of temporary hire during your trip.

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Disabled travel insurance

Cover for replacement carer included

If you are disabled and rely on the help of a carer it is reassuring to know that you have travel insurance cover in place to help you in the event that your original carer has to cancel or curtail (cut short) their trip due to illness or redundancy.

Provided your carer is insured on the same disabled travel insurance policy as you, we will pay up to £1000 in total, for the cost of extra accommodation and travel for a replacement carer to accompany you or travel out and join you on holiday, enabling you to continue your trip.

Cover for a replacement carer is included as standard on our Gold and Platinum disabled travel insurance policies.

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Choosing the right travel insurance product

Three types of travel insurance

Single Trip

Our single trip travel insurance has no age limits, and is ideal for travellers with pre-existing medical conditions. It is designed to cover one holiday or trip, up to a maximum of 94 days in duration. In order to be valid your travel insurance must cover the whole of your trip, from when you depart the UK to when you land back in the UK.

Annual

Our annual travel insurance also has no age limits and can cover an unlimited number of holidays in one year; each trip can be up to a maximum of 31 days. Trips must start and end within the insured period to be covered. European and Worldwide annual travel insurance cover is available.

Cruise

Our cruise insurance policies provide the following benefits to travellers with medical conditions: Emergency medical expenses, including airlifting to hospital (if medically necessary). Flexible cancellation cover up to £10,000 per person and cover for cabin confinement, missed port departure, itinerary change, unused excursions and cruise interruption.

Disabled travel insurance tip

Cover your travelling companions on the same policy ¶

We can also provide cover for your travel companions on the same travel insurance policy, even if they don't have disabilities. This means that if your holiday has to be cancelled due to your disability and you need to make a claim to recoup the cost, your companions can also claim. This is unlikely to be the case if your travelling companions buy travel insurance through another provider.

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Our travel insurance cover for pre-existing medical conditions

Cover and benefits

We offer standard travel insurance as well as cruise insurance, both are available as single trip or annual policies and can cover all types of medical condition. You can toggle between standard and cruise to see all levels of cover.

All amounts stated are per person and per trip.

Cruise

Feature	SilverBasic Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.	GoldStandard Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.	PlatinumPremium Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.
Emergency Medical and Repatriation Expenses (Not Private Medical Insurance)	£10 Million	£10 Million	£10 Million
Cancellation and Curtailment		£2000	£5000
Personal Possessions (Not Gadgets)		£2000	£3000
Excess The amount you will have to pay towards the cost of a claim.	£100	£75	NIL
Missed Departure		£500	£500
Personal Accident	£15,000	£15,000	£15,000
Personal Accident Under 18 and over 75 yr old limit	£1,500	£1,500	£1,500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability		£2 Million	£2 Million
Legal Expenses		£25,000	£25,000
Cancellation and Curtailment	£1000	Flexible (up to £10,000)	Flexible (up to £15,000)
Emergency Medical and Repatriation Expenses (Not private medical insurance)	£10 Million	£10 Million	£10 Million
Personal Possessions (Not gadgets)	£1000	£2000	£3000
Excess	£150	£95	£50
Missed Departure	£500	£750	£1000
Personal Accident	£25,000	£25,000	£25,000
Personal Accident Under 18 and over 75 year old limit	£1500	£1500	£1500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability	£2 Million	£2 Million	£2 Million
Legal Expenses	£25,000	£25,000	£25,000
Cabin Confinement	£50 for each full 24 hours up to £500	£50 for each full 24 hours up to £1000	£50 for each full 24 hours up to £2000
Missed Port Departure	£500	£750	£1000
Itinerary Change	£100	£250	£500
Unused Excursions	£25 for each full 24 hours up to £250	£25 for each full 24 hours up to £750	£50 for each full 24 hours up to £1500
Cruise Interruption	£250	£500	£1000

Silver Basic Cruise

Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Excess
The amount you will have to pay towards the cost of a claim.
£100
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500

Gold Standard Cruise

Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£2000
Personal Possessions
(Not Gadgets)
£2000
Excess
The amount you will have to pay towards the cost of a claim.
£75
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Platinum Premium Cruise

Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£5000
Personal Possessions
(Not Gadgets)
£3000
Excess
The amount you will have to pay towards the cost of a claim.
NIL
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Emergency assistance: Customer testimonial

"I would like to thank you very much for the help and support you gave, particularly to my husband who was obviously very worried when he first called you. Your kind concern and advice"

Emergency assistance: Customer testimonial

"I have written to Zeneb thanking her for helping repatriate my mother. She was fantastic. I also thank the team at Global Response for helping."

Emergency assistance: Customer testimonial

"I’d also like to say thank you again to you personally. You really put me at ease and took all of the stress away from dealing with my problem and travelling."

Reviews: Single trip and annual travel insurance

Travel insurance for diabilities

Get a travel insurance quote for your next holiday ¶

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

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