Covid-19 travel cover

Specialist cover for Covid-19 whilst travelling.

Travel insurance with cover for Covid-19 included
No upper age limit

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What they say

About us

"Holiday Insurance The agent was extremely helpful in their manner explained the insurance details in a clear way and was very professional and patient with me. Very pleased indeed"

Mrs S Hickey

"The staff were very helpful with all my questions and showed great patience with me. Can highly recommend them as it was lovely to speak to such obliging staff."

Mrs Brenda Appleby

"Easy to navigate and answer all medical questions, received confirmation very quickly."

Mrs Ann Mcguinness

"Very easy to fill in and reasonable quote, I forgot to enter my promotion code but sent an email to them and they sorted it for me"

VALERIE CLARK

Coronavirus travel insurance

Travel insurance with cover for Covid ¶

Our insurance can cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination.

Please check the latest advice before you travel: https://www.gov.uk/foreign-travel-advice

Included as standard on all policies

Covid cover and benefits ¶

If you contract Covid abroad our policies provide the following cover:

Emergency medical treatment and repatriation, when medically necessary, if you contract Covid whilst abroad
Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid and being told to self-isolate abroad
Confined to your accommodation benefit (Platinum policies only)
We will pay a fixed benefit (limits apply) for every 24 hours that you are confined to your accommodation/cabin due to medical advice
Cabin confinement (Cruise policies only)
We will pay a fixed benefit (limits apply) for every 24 hours that you are confined to your cabin due to medical advice

If you contract Covid before you travel, our Gold, Platinum and all levels of Cruise cover provide cancellation in the following circumstances:

If you, anyone insured on the policy, or a travel companion catch Covid within 14 days of your trip starting
If you, anyone insured on the policy, or a household member have to self-isolate at home due to Covid
If you, anyone insured on the policy, or a family member are hospitalised or die due to Covid

Important: there is no cancellation cover on Silver policies.

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Policy restrictions

What we can't cover for ¶

Our policies will not provide any cover if:

You travel to a destination where the Foreign, Commonwealth and Development Office (FCDO) is advising against all, or all but essential travel

Our policies do not provide cover for:

Cancellation caused by a change to FCDO or government travel advice, other than as a result of fire, earthquake, storm, flood, riot or civil unrest
Cancellation if your travel provider cancels or postpones your trip
Denied entry to the country or territory you are travelling to

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Covid travel insurance

Covering a medical condition ¶

All of our travel insurance policies provide cover for emergency medical treatment if you contract Coronavirus / Covid19 whilst abroad.

To ensure that you are fully covered for the cost of treatment for any medical emergency (not just coronavirus) whilst you are way, it is important to declare all of your existing medical conditions, even if they are controlled by medication.

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No upper age limits

Travel insurance for Covid for the over 70s ¶

Goodtogoinsurance.com provides cover for emergency medical treatment if you contract Covid abroad, no matter what your age.

This cover is available on single trip and annual travel insurance policies and we have no upper age limit.

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Stay up to date

Check the latest information before you travel ¶

Government COVID-19 travel advice: check the latest advice for travel and Covid-19 >>>

Find out whether the FCDO is advising against travel for your destination, as well as the rules and restrictions when you arrive, including entry requirements. FCDO advice for your destination >>>

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Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

Why choose Goodtogoinsurance.com?

Goodtogoinsurance.com are specialist travel insurance providers. Our policies are specifically designed to offer suitable cover for those with pre-existing medical conditions.

Mobility aids & medication

All policies include cover for mobility aids and prescription medication.

Medical Conditions

Our policies can cover all types of pre-existing medical condition, up to a high level of severity.

24/7 Emergency Assistance

Our English speaking medical emergency assistance team are just a phone call away - wherever you are in the world.

On a waiting list

We can cover you when on a waiting list for treatment, so long as it is for a diagnosed condition.

Choosing the right travel insurance product

Three types of travel insurance

Single Trip

Our single trip travel insurance has no age limits, and is ideal for travellers with pre-existing medical conditions. It is designed to cover one holiday or trip, up to a maximum of 94 days in duration. In order to be valid your travel insurance must cover the whole of your trip, from when you depart the UK to when you land back in the UK.

Annual

Our annual travel insurance also has no age limits and can cover an unlimited number of holidays in one year; each trip can be up to a maximum of 31 days. Trips must start and end within the insured period to be covered. European and Worldwide annual travel insurance cover is available.

Cruise

Our cruise insurance policies provide the following benefits to travellers with medical conditions: Emergency medical expenses, including airlifting to hospital (if medically necessary). Flexible cancellation cover up to £10,000 per person and cover for cabin confinement, missed port departure, itinerary change, unused excursions and cruise interruption.

Our travel insurance cover for pre-existing medical conditions

Cover and benefits

We offer standard travel insurance as well as cruise insurance, both are available as single trip or annual policies and can cover all types of medical condition. You can toggle between standard and cruise to see all levels of cover.

All amounts stated are per person and per trip.

Cruise

Feature	SilverBasic Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.	GoldStandard Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.	PlatinumPremium Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.
Emergency Medical and Repatriation Expenses (Not Private Medical Insurance)	£10 Million	£10 Million	£10 Million
Cancellation and Curtailment		£2000	£5000
Personal Possessions (Not Gadgets)		£2000	£3000
Excess The amount you will have to pay towards the cost of a claim.	£100	£75	NIL
Missed Departure		£500	£500
Personal Accident	£15,000	£15,000	£15,000
Personal Accident Under 18 and over 75 yr old limit	£1,500	£1,500	£1,500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability		£2 Million	£2 Million
Legal Expenses		£25,000	£25,000
Cancellation and Curtailment	£1000	Flexible (up to £10,000)	Flexible (up to £15,000)
Emergency Medical and Repatriation Expenses (Not private medical insurance)	£10 Million	£10 Million	£10 Million
Personal Possessions (Not gadgets)	£1000	£2000	£3000
Excess	£150	£95	£50
Missed Departure	£500	£750	£1000
Personal Accident	£25,000	£25,000	£25,000
Personal Accident Under 18 and over 75 year old limit	£1500	£1500	£1500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability	£2 Million	£2 Million	£2 Million
Legal Expenses	£25,000	£25,000	£25,000
Cabin Confinement	£50 for each full 24 hours up to £500	£50 for each full 24 hours up to £1000	£50 for each full 24 hours up to £2000
Missed Port Departure	£500	£750	£1000
Itinerary Change	£100	£250	£500
Unused Excursions	£25 for each full 24 hours up to £250	£25 for each full 24 hours up to £750	£50 for each full 24 hours up to £1500
Cruise Interruption	£250	£500	£1000

Silver Basic Cruise

Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Excess
The amount you will have to pay towards the cost of a claim.
£100
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500

Gold Standard Cruise

Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£2000
Personal Possessions
(Not Gadgets)
£2000
Excess
The amount you will have to pay towards the cost of a claim.
£75
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Platinum Premium Cruise

Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£5000
Personal Possessions
(Not Gadgets)
£3000
Excess
The amount you will have to pay towards the cost of a claim.
NIL
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Reviews: Single trip and annual travel insurance

Travel insurance with cover for Covid 19

Get a travel insurance quote for your next holiday ¶

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

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