Travel insurance for cruises

Setting sail? Take advantage of the benefits of our specialist travel insurance for cruises!

Travel insurance for all types of cruise holidays
Cover for medical conditions, and no upper age limit

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What they say

About us

"Holiday Insurance The agent was extremely helpful in their manner explained the insurance details in a clear way and was very professional and patient with me. Very pleased indeed"

Mrs S Hickey

"The staff were very helpful with all my questions and showed great patience with me. Can highly recommend them as it was lovely to speak to such obliging staff."

Mrs Brenda Appleby

"Easy to navigate and answer all medical questions, received confirmation very quickly."

Mrs Ann Mcguinness

"Very easy to fill in and reasonable quote, I forgot to enter my promotion code but sent an email to them and they sorted it for me"

VALERIE CLARK

Cruise insurance from Goodtogoinsurance.com

Cruise Insurance with Cover for Medical Conditions and no age limits

Goodtogoinsurance.com offers specialised single trip and annual cruise insurance, catering to travellers of all ages, regardless of their pre-existing medical conditions. Cruises offer a unique travel experience, but it's crucial to have the right insurance, especially if you have underlying health concerns.

Our policies provide comprehensive coverage, ensuring you're protected if you fall ill on-board and require emergency medical assistance, including airlifting to a hospital if necessary.

Choosing the right cruise travel insurance with Goodtogoinsurance.com means you can enjoy your cruise worry-free, knowing that you have reliable coverage tailored to your specific needs. Whether you're dealing with high blood pressure, diabetes, or any other medical condition, our policies are designed to provide peace of mind, allowing you to focus on enjoying your cruise to the fullest. Don't let medical concerns hold you back - sail confidently with our dedicated cruise travel insurance.

Three levels of cruise insurance cover to choose from
Suitable for both ocean and river cruises
Cover for all types of pre-existing medical conditions
No age limits on single trip or annual policies

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Travel insurance for cruise holidays

Cover and benefits

Our cruise travel insurance policies can provide the following levels of cover:

24 hour emergency medical support - just a phone call away!
Emergency medical and repatriation expenses up to £10 million (including airlift from ship to hospital when necessary)
Cancellation cover up to £10,000 (Standard and Premium Cover)
Cabin Confinement: A benefit payable if you are confined to your cabin for more than 24 hours due to injury or illness
Missed Port Departure: Covers reasonable additional travel expenses incurred to reach the next overseas port if the vehicle in which you are travelling in to reach your international cruise departure point becomes un-drivable due to mechanical failure or being involved in an accident, or your public transport is delayed, preventing you from being able to check-in on time for your outward departure
Itinerary Change: Covers the cancellation of a scheduled port visit due to adverse weather or timetable restrictions.
Unused Excursions: Covers excursions, pre-booked before you go on your trip, which you are unable to use as a direct result of being hospitalised due to an accident or illness.
Cruise Interruption: Covers additional travel and accommodation expenses incurred to reach the next port in order to re-join your cruise if you have a temporary illness requiring hospital treatment on dry land, or if your passport is lost or stolen after your international departure but before embarkation of your planned cruise, or during dis-embarkation ashore on one of the scheduled stops

Important note forUK cruise holiday insurance: for cruises within the UK the Emergency Medical and Repatriation section is limited to £1000. If your cruise company requires you to have a higher limit, please call us on 0330 024 9949 and we can increase the limit to £2 million per person.

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Over 900,000

Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance cover elsewhere due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.

Travel insurance tailored for cruises

Cover and benefits

Goodtogoinsurance.com offers three levels of standard travel insurance and three levels of cruise insurance to help you choose the right policy for your holiday.

The table below highlights the key areas of cover. You will see a full list of cover and benefits when you get a quote.

Cruise

Feature	SilverBasic Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.	GoldStandard Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.	PlatinumPremium Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.
Emergency Medical and Repatriation Expenses (Not Private Medical Insurance)	£10 Million	£10 Million	£10 Million
Cancellation and Curtailment		£2000	£5000
Personal Possessions (Not Gadgets)		£2000	£3000
Excess The amount you will have to pay towards the cost of a claim.	£100	£75	NIL
Missed Departure		£500	£500
Personal Accident	£15,000	£15,000	£15,000
Personal Accident Under 18 and over 75 yr old limit	£1,500	£1,500	£1,500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability		£2 Million	£2 Million
Legal Expenses		£25,000	£25,000
Cancellation and Curtailment	£1000	Flexible (up to £10,000)	Flexible (up to £15,000)
Emergency Medical and Repatriation Expenses (Not private medical insurance)	£10 Million	£10 Million	£10 Million
Personal Possessions (Not gadgets)	£1000	£2000	£3000
Excess	£150	£95	£50
Missed Departure	£500	£750	£1000
Personal Accident	£25,000	£25,000	£25,000
Personal Accident Under 18 and over 75 year old limit	£1500	£1500	£1500
Loss of Medication	£300	£300	£300
Mobility Aids	£2500	£2500	£2500
Personal Liability	£2 Million	£2 Million	£2 Million
Legal Expenses	£25,000	£25,000	£25,000
Cabin Confinement	£50 for each full 24 hours up to £500	£50 for each full 24 hours up to £1000	£50 for each full 24 hours up to £2000
Missed Port Departure	£500	£750	£1000
Itinerary Change	£100	£250	£500
Unused Excursions	£25 for each full 24 hours up to £250	£25 for each full 24 hours up to £750	£50 for each full 24 hours up to £1500
Cruise Interruption	£250	£500	£1000

Silver Basic Cruise

Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Cancellation cover up to £1,000. There is an excess of £150 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Excess
The amount you will have to pay towards the cost of a claim.
£100
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500

Gold Standard Cruise

Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £10,000. There is an excess of £100 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£2000
Personal Possessions
(Not Gadgets)
£2000
Excess
The amount you will have to pay towards the cost of a claim.
£75
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Platinum Premium Cruise

Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies. Provides cover for cruise holidays, plus includes additional cruise related cover and benefits including Cabin Confinement, Missed Port Departure, Itinerary Change, Unused Excursions and Cruise Interruption. Choose your level of Cancellation cover, up to £15,000. There is an excess of £50 in the event of a claim.

What's included:

Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance)
£10 Million
Cancellation and Curtailment
£5000
Personal Possessions
(Not Gadgets)
£3000
Excess
The amount you will have to pay towards the cost of a claim.
NIL
Missed Departure
£500
Personal Accident
£15,000
Personal Accident
Under 18 and over 75 yr old limit
£1,500
Loss of Medication
£300
Mobility Aids
£2500
Personal Liability
£2 Million
Legal Expenses
£25,000

Cruise travel insurance

Buy with confidence

Authorised & Regulated

Authorised and regulated by the Financial Conduct Authority

We are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 471641.

FSCS Protection

Covered by the Financial Services Compensation Scheme

The travel insurance policies we sell are covered by the FSCS, this means if the insurer was unable to meet its liabilities to you compensation may be available (UK residents only).

Cyber Essentials Certified

Your data is safe and secure

We are Cyber Essentials certified. Cyber Essentials is a Government-backed certification scheme that helps us keep your data safe from cyber attacks.

Established 2010

Enabling travel since 2010

We have been enabling those with medical conditions and older travellers to enjoy a holiday abroad since 2010.

5 Star Rated

Rated 5 stars by Defaqto

Our Platinum policies and Cruise Premium policies have been given 5 stars by the experts at Defaqto.

Excellent

Rated Excellent on Trustpilot

We are very proud that our customers have rated us 'Excellent' on Trustpilot. Your reviews, good or bad, help us to improve our service.

Getting the right cover for you

Cruise insurance tips

Here are our top three tips to help you choose and buy the right cruise insurance for your holiday.

Make sure that your cruise insurance policy provides cover for all of the countries you will be visiting, including any stopovers on the way to start your cruise. It doesn't matter if you are only going to be in a country for one day, it's important to be covered for emergency medical treatment in every country you visit.
Make sure your cruise insurance provides cover for you to be airlifted from the cruise ship to hospital in the event that you fall ill and need medical treatment urgently. Goodtogoinsurance.com includes this cover in all policies.
Cruises can be expensive, so buy your cruise travel insurance as soon as you've booked your cruise holiday to ensure that you have cancellation cover in place straight away- you never know what's around the corner so it pays to protect they money you've invested in your cruise holiday as soon as you can.

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No age limits

Cruise insurance for over 65s

As cruise holidays are often enjoyed by travellers who are over 65, we're proud to say that our cruise travel insurance is available to travellers of any age.

Cruise insurance from Goodtogoinsurance.com has no age limits, which means that being over 65, over 80 or over 90 will not be a barrier to getting travel insurance for your cruise holiday.

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Pre-existing conditions covered on your cruise trip

Cruise insurance with cover for medical conditions

Our cruise travel insurance can cover all types of pre-existing medical conditions, including diabetes, heart conditions, cancer, high blood pressure, asthma, dementia and multiple sclerosis.

To ensure that you are fully covered by your cruise travel insurance for your existing medical conditions you need to declare them to us when you purchase your cruise insurance policy and let us know of any changes that might occur before you travel.

You can declare your medical conditions when you get a cruise insurance quote online or by phone - it should only take a few minutes and in the majority of cases your cruise insurance can be issued immediately.

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Frequently asked questions

Cruise travel insurance FAQ

Here are the answers to some of the most frequently asked questions about our single trip travel insurance policies.

You need to check the requirements of your cruise company. All Goodtogo policies include airlift off the ship if medically necessary, this must be authorised. We also have cruise specific policies which offer additional benefits.
The price is calculated based on your destination, duration of your trip, your age and medical history so it will be different for everybody.
You cannot add cruise benefits to a standard policy. We could look to cancel your existing policy and issue a pro rata refund and reissue a cruise policy.
Yes it is, but cruise travel insurance offers additional cruise specific benefits.
The FCDO recommends you have travel insurance every time you travel abroad. The majority of cruise lines insist passengers have travel insurance.
If you are going on a cruise you need to make sure your policy covers air lifting from the ship in a medical emergency. All Goodtogo policies include this. We also have cruise specific policies which offer additional benefits.

Goodtogoinsurance.com travel insurance - Customer reviews

Cruise travel insurance quotes

Get a single trip insurance quote for your next holiday ¶

It should only take a few minutes to get a travel insurance quote and we can issue cover immediately. Simply tell us your destination, travel dates and declare your medical history.

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