Travel insurance over 65: You're insuring yourself, not just your holiday

Added 15/08/2012

travel insurance over 65

Many travellers come to because they have been refused travel insurance cover by their usual provider, either due to age or medical conditions. are proud to provide travel insurance over 65 with cover for all types of medical conditions. We have no upper age limits on our single trip or annual travel insurance policies, so age will not a barrier to getting travel insurance cover for your holiday.

You are insuring yourself — not just your holiday!

We sometimes hear customers say that their travel insurance is more expensive than their holiday, but it’s very important to remember that you are insuring yourself, not just your holiday.

The main reason to buy travel insurance, whether you are over 65 or under, is to protect yourself against the risk of incurring large medical bills if you fall ill or have an accident whilst you are away.

Therefore the main influences on the cost of travel insurance are how likely you are to require emergency medical treatment whilst you are away and the cost of medical treatment in the country you are travelling to.

Emergency medical bills can quickly amount to thousands of pounds

As medicine advances with new technology and specialised drugs becoming more widely available, medical treatment is becoming more successful and more expensive.

If you are hospitalised during a trip to the USA you will receive some of the best and most advanced medical care in the world — but it comes at a cost. Having kidney stones removed in the USA can cost 49,000USD (approx. £31,000) and we regularly see cases where patients have received care costing well over £100,000 due to heart attacks or strokes.

The main reason for buying travel insurance, whether you are over 65 or under, is to protect yourself against the risk of incurring medical bills amounting to thousands of pounds whilst you are away.

Unfortunately there are horror stories every year where families are forced to sell their homes to pay for hospital bills for their loved ones who were uninsured.

Air ambulance back to the UK can cost between £35,000 - £45,000

Many of our customers are also interested in the repatriation section of our travel insurance because they want the peace of mind from knowing that they can be brought back the UK by air ambulance if it was medically necessary and will not end up being stranded in a hospital thousands of miles from their family and their home.

At we work hard to make sure that our customers are properly covered by their travel insurance when they travel abroad. This is why we have no age limits on our over 65 travel insurance and we can cover all types of pre-existing medical conditions which are declared to us.

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