Why do half of over 65s fail to check their travel insurance before going skiing?
Research from ABTA and the Foreign and Commonwealth Office (FCO) has revealed that a third of travellers do not check whether they have the correct travel insurance to cover them for a winter sports holiday.
And it seems that the over 65s are the worst culprits – with over half (55%) of this age group failing to check whether they are covered for winters sports before they head off on holiday.
One reason for this could be the comparative difficulty in finding cover for winter sports if you are over 65, perhaps people are put off checking because they don’t think they can find cover anyway.
The good news is that Goodtogoinsurance.com can provide winter sports cover, including on-piste skiing and snowboarding for travellers up to age 75.
Why is it important to get the right cover for winter sports?
It is very important to have the correct travel insurance cover when you are heading off on a winter sports holiday to ensure that your medical costs will be covered if you have an accident whilst on the slopes.
A winter sports travel insurance policy will extend your emergency medical cover to include medical treatment required as the result of an accident whilst skiing or snowboarding, including getting you from the piste to a medical centre if you are unable to get there by yourself, this could be by helicopter if deemed necessary.
Although an EHIC may be useful, it can reduce any excess payment on your insurance, it is not enough because it will not cover the cost of getting you off of the mountain which can prove very expensive especially if a helicopter is required.
Most winter sports travel insurance policies also include cover for piste closure, your own ski or snowboard equipment, ski passes and prepaid lessons, but it is the extension of the medical cover which is vital.
Always check which winter sports activities are covered by your policy
Check what winter sports activities are covered by your travel insurance before you travel so that you are aware of what you can and can’t do whilst you are away.
For instance if you want to ski off-piste or spend time in the many snow parks doing jumps and tricks you should check that you have travel insurance cover in place – if you don’t you could find yourself with some large medical bills.
Goodtogoinsurance.com winter sports travel insurance policies for over 65s provide cover for on-piste skiing and snowboarding for leisure purposes.