Over 65s travel insurance

Good To Go Insurance over 65 travel insurance can provide cover in case you become unwell or injured on holiday, or if you need to cancel your holiday for specific reasons (such as illness of you or a close relative, being called for Jury Service or redundancy - See policy wording for the full list of circumstances where cancellation costs are covered.)

Buying travel insurance for over 65 is easy with Good To Go Travel Insurance. First, get a quote on our website or by calling our customer service team on 0330 024 9949. Tell us your dates of travel, the countries you are visiting, and the details of all travellers to be covered. We will ask you for details of any pre-existing medical conditions, so please make sure you answer these questions accurately and honestly. We will give you a quote straight away, then you will have the chance to choose additional cover if needed. Once you have bought a policy, documents will be sent to you. Keep those documents with you when you travel. Emergency assistance and claims contact details will be in these documents. If you become unwell or injured on holiday, our 24/7 emergency medical assistance team will be available by phone to help you get the care you need.

As Martin Lewis of Money Saving Expert recommends, whether you are over 65 or not, it's important to buy your travel insurance as soon as you have booked your holiday. This ensures that you are covered for cancellation if you are unable to travel due to illness or injury. This also means that you have travel insurance cover in place in case a strike or industrial action is called, which would affect your travel plans.

Travel insurance over 65 is available for single trips and cruise holidays in Europe and worldwide. Goodtogoinsurance also offer annual travel insurance for over 65s, which can cover you for multiple trips over 12 months.

The cost of over-65s travel insurance is affected by where you are going, how long you are going for, and any pre-existing medical conditions you might have. 

here to find out exactly how much your cover will cost.

Good To Go Insurance can cover travellers of all ages, so if you’re looking for travel insurance for over 65s, over 70s or even over 90s, we could be able to cover you, even with most pre-existing medical conditions.

If you are travelling to Europe, you do need a GHIC card. You can apply for one to prove your right to access state-provided healthcare during a temporary stay in the EU. The GHIC is free of charge and can be obtained via the NHS website.

When there is a reciprocal health agreement in place, such as the GHIC within Europe, you may get healthcare at the same cost as a local (which may or may not be free of charge), but it won’t cover your costs if you need to stay longer or require alternative transport home. That’s where over 65 travel insurance and repatriation cover comes in. Without it you would either have to foot the bill yourself or stay overseas until you are well enough to return home on a standard flight.

• Repatriation can mean varying degrees of support and assistance for your return journey, as deemed medically necessary, including:
• Arranging and paying for an alternative flight because you missed your pre-booked flight due to receiving medical treatment.
• Organising more than one seat on a plane because you are required to keep your leg raised or lie flat. Providing a stretcher if you are required to lie flat.
• Providing a medical escort to monitor your condition throughout your journey.
• Providing an air ambulance to get you back to a hospital in the UK.

We have a medical team who are experienced in aviation medicine, and they will advise on both the timing and method of repatriation, which is best suited to your individual needs and your recovery. Remember, coming home straight away is not always an option, even if you are considered ‘fit to fly’ by the treating doctor. If you do need to stay overseas for longer due to receiving emergency medical treatment, our travel insurance policies also cover additional travel and accommodation costs for you and any one other person who is required for medical reasons to stay with you.

Yes. Goodtogo insurance can offer cover for over 65 travel insurance with pre-existing medical conditions of most types, sometimes up to a high level of severity, with no age limits. You will be asked to declare your pre-existing medical conditions when you get a quotation.

If the answer to any part of the following question is "yes", then there is a pre-existing medical condition and you must declare the relevant condition(s) when purchasing your travel insurance:

Have you or anyone in your party:

• been prescribed medication, received treatment or attended a medical practitioner's surgery in the last 2 years
  attended a hospital or clinic as an out-patient or in-patient in the last two years?
• Currently on a waiting list for treatment or investigation?
• been diagnosed by a medical practitioner as suffering from a terminal illness?
• Ever had any stress, anxiety, depression, or psychiatric condition, such as eating disorders, drug or alcohol abuse or mental illness, for which you have been treated or diagnosed?

More information about pre-existing medical conditions

The best travel insurance for over 65s is the insurance that meets your unique needs. When you get a quote, make sure you answer all questions accurately and honestly so that we can provide the right cover for you.