With recent earthquakes in Indonesia and Venezuela, hurricane Lane hitting Hawaii and the terrible floods affecting India, Mother Nature is certainly flexing her muscles of late. Reminding us that a natural catastrophe such as flood, earthquake, hurricane or volcanic eruption can strike at any time with little or no warning.

If you are concerned about a natural disaster affecting your holiday destination you can add Natural Catastrophe Cover to your travel insurance for extra protection.

Natural Catastrophe cover provides additional cover for cancellation and additional expenses as a result of a catastrophic natural events such as fire, flood, earthquake, storm, lightening, explosion, hurricane, volcanic eruption or infectious disease which is unknown and unforeseen at the time you purchase your insurance or book your holiday.

If a natural catastrophe occurs before you travel:

Our optional cover provides cancellation cover up to £1500 per person if any part of your outward, onward, return journey or whole trip is cancelled due to a natural catastrophe.

If a natural catastrophe occurs whilst you are away:

Our Natural Catastrophe Cover provides cover for additional expenses to enable you to return home, up to £150 per day (£1500 in total) per person. This includes accommodation (room only) and transport costs, if the public transport you are booked on is cancelled or delayed as a result of a catastrophic natural event and an alternative is not provided within 24 hours.

Please note: Cover does not apply if your holiday forms part of a tour operator's package. In this instance it is the responsibility of your tour operator to look after you and get you home.

Natural Catastrophe Cover can be added to any of our Silver, Gold or Platinum policies.