This is proof that not everything is more expensive as you get older.

If you want to travel abroad, even for a day, you will need a full ten year passport.

The good news is that if you are a British National and you were born before 2 September 1929, which would currently make you 82 years old or over, you could be entitled to a free passport - saving you £77.50.

The passport will be free whether you are applying for a renewal of an existing passport or applying for your first one.

You can apply for a refund of the passport fee if both the following apply:

- Applied for a passport since 19 May 2004
- You are eligible for a free passport

This concession for older people may not be very well known, but it came into force in 2004.

The idea for free passports for developed out of a scheme to allow war veterans to revisit places of people they knew during the 2nd World War, but in 2004 the Government extended it to included anyone who was aged 10 or older when the 2nd World War began.

For more information about applying for a free passport visit direct.gov or call the Passport Advice line on 0300 222 0000. The line is open between 8.00 am and 8.00 pm Monday to Friday and 9.00 am and 5.30 pm on weekends and public holidays

Travel Insurance over 80

Once you’ve got your free passport, remember to buy travel insurance over 80 before you depart the UK. Where ever you’re traveling you should have appropriate travel insurance cover in place and make sure that you declare any pre-existing medical conditions.

Although some insurers may refuse to provide travel insurance cover to those over 80, Goodtogoinsurance.com believes that everyone has the right to travel with the peace of mind that they have appropriate travel insurance cover in place, whether they are over 80 or over 100 — that is why are proud to offer travel insurance cover with no age limits.