Travel insurance for pre existing medical conditions

Cover for all types of pre-existing medical conditions

Goodtogoinsurance.com specialises in providing single trip and annual travel insurance with medical conditions covered.

Our travel insurance policies can cover all types of pre-existing medical conditions, up to a high level of severity including diabetes, asthma, cancer, epilepsy, MS, heart attack, stroke, arthritis and depression.

• All types of medical conditions can be covered
• No age limits on single trip or annual travel insurance

Travel insurance cover and benefits

Choose Goodtogoinsurance.com to get travel insurance for pre-existing medical conditions with the following cover and benefits:

• 24 hour medical emergency support
• Medical and repatriation expenses up to £10 million
• Cover for loss of medication & mobility aids
• Cancellation cover up to £5,000 (platinum policies)
• Personal property up to £3,000 (platinum policies)
• Scheduled Airline Failure (insolvency cover) included
• Natural Catastrophe Cover (inc. Volcanic Ash) available
• Cover for sports and hazardous activities available

Please see our Schedule of Benefits for full details of our travel insurance for pre-existing medical conditions.

Travel insurance cover for medical conditions: Frequently asked questions

Why do I need to tell you about my pre-existing medical conditions when I buy travel insurance?

The most important reason for buying travel insurance is to protect you against the risk of incurring large medical bills if you need medical treatment whilst you are abroad.

In order to get Travel Insurance with Medical Conditions covered, including cover for the treatment of symptoms which can be related back a pre-existing medical condition you must have declared that medical condition when you bought your travel insurance policy.

If you don’t declare a pre-existing medical condition when you buy travel insurance you could be liable for large medical bills in the event that you require medical treatment whilst on holiday.

What is a pre-existing medical condition?

A pre-existing medical condition is any medical condition that you have, received treatment for, seen a doctor about, visited a hospital or clinic for, or taken prescription medication for in the last 2 years.

This includes medical conditions that you have recovered from, such as cancer, if you still see a doctor for check-ups or have seen a doctor for a check-up in the last 2 years.

As well as medical conditions which are controlled by medication or diet such as high blood pressure, high cholesterol and diabetes.

How do I declare my medical conditions?

Declaring a pre-existing medical condition when you buy travel insurance is easy, simply tell us the name of your medical condition, we will then ask you a short series of multiple choice questions, such as how many medicines you take for that medical condition, or how often you need to see a doctor.

Medical screening can be done online or over the phone, whichever you prefer. It only takes a few minutes and will help us ensure you get the travel insurance cover you need.

My partner doesn’t have any medical conditions; can they be covered on the same policy as me?

Yes. In fact we recommend that you cover your travelling companions on the same travel insurance policy, even if they don’t have a pre-existing medical condition.

When you are all insured on the same travel insurance policy you will all be covered in the event that you need to cancel the holiday because of one travellers pre-existing medical condition. This is very unlikely to be the case if you are all insured on separate policies with different travel insurance providers.

Additional medical expenses cover

At Goodtogoinsurance.com we specialise in providing travel insurance for pre-existing medical conditions and can therefore provide extra medical cover which other travel insurers rarely include in their policies.

• Loss of Medication up to £300
• Mobility Aids up to £2,500

Plus, if you undergo surgery abroad and have to stay in hospital for at least 5 days we will provide the following:

• Cost of a recuperation holiday up to £750
• Health examination when you return to the UK up to £500
• Cost of employing a home help or nanny up to £500
• Cosmetic surgery to correct damage caused by an accident on your trip up to £2,500
• Kennel and Cattery cover up to £500

We recommend that you read our Policy Wording for the full terms and conditions of this travel insurance for pre-existing medical conditions.

Three levels of travel insurance cover

Goodtogoinsurance.com offers three levels of travel insurance cover to travellers with pre-existing medical conditions and their travelling companions; enabling you to choose the most appropriate level of travel insurance cover for yourself and your holiday.

Silver travel insurance: Silver is our most economical travel insurance with medical condition cover, it provides cover under the Medical and Repatriation and Mobility Aids sections only. If you want to be assured that any emergency medical expenses are covered if you fall ill abroad, but are not worried about cover for cancellation or your possessions, this is the policy for you.

Gold travel insurance: Gold is our best-selling travel insurance with cover for medical conditions. It provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more.

Platinum travel insurance: Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies.

What our customers say:

Getting the right travel insurance for pre-existing medical conditions is very important to our customers, here’s what some of them have to say about our products and service:

“It's good to know that you can purchase travel insurance that covers pre-existing medical conditions. Most companies refuse to cover pre-existing conditions or will offer you travel insurance which absolutely excludes medical cover for the pre-existing conditions. It's also good to know that your policy offers cover for loss of medication. Well done and thank you.”

“This is the third travel insurance policy I have purchased with goodtogoinsurance.com and I have to say that the website just gets better and better - and that's only over a 6 month period. The pre-existing medical screening is brilliant and so easy to use and I love the instant response approach. I will be using you again in the future have no doubts about that.”

View more feedback on our travel insurance for pre-existing medical conditions >>

Danny Palmer, Head of Partnerships at Goodtogoinsurance.com says “we’re very proud to be able to provide travel insurance with medical conditions covered to people who may otherwise find difficulty getting travel insurance for their pre-existing medical conditions.

Our travel insurance for medical conditions is designed to cover travellers with all kinds of pre-existing medical conditions, up to a high level of severity, and sometimes even a terminal prognosis.

If you’ve had difficulty in the past buying travel insurance to cover your medical conditions why not give us a try – it will only take a few minutes to get a travel insurance quote.