£10 million
Medical & Repatriation
Up to £10 million per person to cover emergency medical expenses abroad and repatriation back to the UK
Annual Travel Insurance
Travel insurance for all type of medical conditions
No upper age limit
What they say
About us
Travel insurance
Annual Travel Insurance
Goodtogoinsurance.com provides annual multi trip travel insurance for travellers with or without pre-existing medical conditions.
- Annual travel insurance with no age limits
- Cover for unlimited number of trips up to 31 days each
- Pre existing medical conditions can be covered
- Three levels of annual travel insurance cover to choose from
- Save up to 54% compared with buying 2 single-trip policies*
What is annual multi trip travel insurance?
Annual Travel Insurance with Cover for Medical Conditions ¶
If you travel more than twice a year, whether for long holidays or short weekend breaks, a yearly travel insurance policy could save you time and money. If you travel at short notice, having an annual travel insurance policy will give you the peace of mind of knowing you're covered. We'll also send you a reminder when your cover is due for renewal, so that you won't inadvertently travel without insurance.
Our annual travel insurance policies provide the following benefits and much more:
- 24 hour medical emergency support
- Emergency medical expenses up to £10 million (including medical repatriation to the UK)
- Loss of medication up to £300
- Cancellation cover up to £5,000 (platinum policies)
- Personal property up to £3,000 (platinum policies)
- Covid Cover as standard
We recommend you read the policy wording for full details of cover. You can access the latest version when you get a quote.
Get QuoteAnnual Travel Insurance
How we cover a medical condition on your annual travel insurance ¶
Goodtogoinsurance.com provides annual travel insurance to people travelling with all sorts of medical conditions from asthma through to heart disease, cancer and mental health conditions. We can also cover your travelling companions on the same annual policy.
- Annual travel insurance cover for pre existing medical conditions
- Up to a high level of severity and sometimes even a terminal prognosis
- We can cover most cases of Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- In most cases cover can be provided to those still undergoing treatment e.g. chemotherapy or radiotherapy
- Cover for mental health conditions
When you get an annual travel insurance quote we will ask you a series of simple questions about your medical condition which will help us to provide you with appropriate cover for your annual policy - It's very easy and will only take a few minutes.
Key cover and benefits
Annual Travel Insurance
24 hour
24 Hour Emergency Medical Assistance
Our team are just a phone call away, 24 hours a day, 365 days a year, wherever you are in the world.
£5000
Cancellation & Curtailment
Platinum policies cover up to £5000 per person if you need to cancel your holiday due to an insured reason such as illness.
Over 900,000
Since 2010 we have insured over 900,000 travellers who may have had difficulty finding travel insurance cover elsewhere due to their age or medical conditions, enabling them to take the holiday they wanted with the peace of mind that they are fully covered.
6 levels of single trip cover
Annual Travel Insurance: Cover and benefits
Goodtogoinsurance.com offers three levels of standard travel insurance and three levels of cruise insurance to help you choose the right policy for your holiday.
The table below highlights the key areas of cover. You will see a full list of cover and benefits when you get a quote.
| Feature | Silver Silver is our most economical travel insurance. It provides cover under the Medical and Mobility Aids sections only. If you want to be assured that your medical expenses are covered if you fall ill abroad, but are not worried about travel insurance cover for cancellation or your possessions, this is the policy for you. | Gold Our best selling travel insurance. Gold cover provides Medical and Repatriation cover up to £10 million, as well as cover for Cancellation and Curtailment, Personal Possessions, Travel Delay and much more. | Platinum Platinum provides our highest level of travel insurance cover. It provides the same level of Medical and Repatriation cover as our Silver and Gold policies, with increased cover for Cancellation and Personal Possessions. Plus there is no excess payable on Platinum policies. |
|---|---|---|---|
|
Emergency Medical and Repatriation Expenses
(Not Private Medical Insurance) | £10 Million | £10 Million | £10 Million |
| Cancellation and Curtailment | £2000 | £5000 | |
|
Personal Possessions
(Not Gadgets) | £2000 | £3000 | |
|
Excess
The amount you will have to pay towards the cost of a claim. | £100 | £75 | NIL |
| Missed Departure | £500 | £500 | |
| Personal Accident | £15,000 | £15,000 | £15,000 |
|
Personal Accident
Under 18 and over 75 yr old limit | £1,500 | £1,500 | £1,500 |
| Loss of Medication | £300 | £300 | £300 |
| Mobility Aids | £2500 | £2500 | £2500 |
| Personal Liability | £2 Million | £2 Million | |
| Legal Expenses | £25,000 | £25,000 | |
| Cancellation and Curtailment | £1000 | Flexible (up to £10,000) | Flexible (up to £15,000) |
|
Emergency Medical and Repatriation Expenses
(Not private medical insurance) | £10 Million | £10 Million | £10 Million |
|
Personal Possessions
(Not gadgets) | £1000 | £2000 | £3000 |
| Excess | £150 | £95 | £50 |
| Missed Departure | £500 | £750 | £1000 |
| Personal Accident | £25,000 | £25,000 | £25,000 |
|
Personal Accident
Under 18 and over 75 year old limit | £1500 | £1500 | £1500 |
| Loss of Medication | £300 | £300 | £300 |
| Mobility Aids | £2500 | £2500 | £2500 |
| Personal Liability | £2 Million | £2 Million | £2 Million |
| Legal Expenses | £25,000 | £25,000 | £25,000 |
| Cabin Confinement | £50 for each full 24 hours up to £500 | £50 for each full 24 hours up to £1000 | £50 for each full 24 hours up to £2000 |
| Missed Port Departure | £500 | £750 | £1000 |
| Itinerary Change | £100 | £250 | £500 |
| Unused Excursions | £25 for each full 24 hours up to £250 | £25 for each full 24 hours up to £750 | £50 for each full 24 hours up to £1500 |
| Cruise Interruption | £250 | £500 | £1000 |
Single trip travel insurance
Buy with confidence
Authorised & Regulated
Authorised and regulated by the Financial Conduct Authority
We are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 471641.
FSCS Protection
Covered by the Financial Services Compensation Scheme
The travel insurance policies we sell are covered by the FSCS, this means if the insurer was unable to meet its liabilities to you compensation may be available (UK residents only).
Cyber Essentials Certified
Your data is safe and secure
We are Cyber Essentials certified. Cyber Essentials is a Government-backed certification scheme that helps us keep your data safe from cyber attacks.
Established 2010
Enabling travel since 2010
We have been enabling those with medical conditions and older travellers to enjoy a holiday abroad since 2010.
5 Star Rated
Rated 5 stars by Defaqto
Our Platinum policies and Cruise Premium policies have been given 5 stars by the experts at Defaqto.
Excellent
Rated Excellent on Trustpilot
We are very proud that our customers have rated us 'Excellent' on Trustpilot. Your reviews, good or bad, help us to improve our service.
Travel insurance help
Covering a medical condition
Goodtogoinsurance.com provides Annual Travel Insurance to people travelling with all sorts of medical conditions from asthma through to heart disease, cancer and mental health conditions. We can also cover your travelling companions on the same annual policy.
- Travel insurance cover for pre existing medical conditions
- Up to a high level of severity and even a terminal prognosis
- Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Cover is available to travellers on a course of chemotherapy or radiotherapy
- Cover for mental health conditions
When you get a quote for annual travel insurance we will ask you a series of simple questions about your medical condition which will help us to provide you with appropriate cover for your holiday - It's very easy and will only take a few minutes.
More information on travelling with medical conditions
No age limits
Over 65 travel insurance
There are no age limits on our single trip travel insurance. So your age won't be a barrier to getting appropriate insurance cover for your holiday - whether you are over 65, over 80 or over 90!
- Annual travel insurance cover for unlimited holidays up to 31 days
- Cover for all types of medical conditions
- Tailor your cover to your holiday
More information about travel insurance for over 65s
Frequently asked questions
Annual multi trip travel insurance FAQ
Here are the answers to some of the most frequently asked questions about our annual travel insurance policies.
Travel insurance - Customer reviews
*When comparing the average cost of two single trip policies (£507 per trip) to the average cost of an annual multi-trip policy (£463), which provides cover for anywhere in the world (Worldwide 3). Savings may vary dependant on region chosen. Average prices correct as at 04/03/2025